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Legal & Disclosures

Terms of Service

2 min read

The Terms of Service are the binding agreement between you and Ezana Finance that governs your use of the website, apps, and services. The full, current text lives at ezana.world/terms-of-service, and that page always reflects the latest update. This article summarizes the main points so you know what to look for.

How it works

  1. Open Terms of Service (also linked in the site footer).
  2. Check the Last updated date at the top.
  3. Read the sections that apply to you, especially billing, cancellation, and the investment disclaimer.
  4. Email contact@ezana.world with any questions.

By creating an account or using Ezana, you agree to the Terms and to the Privacy Policy, which the Terms incorporate by reference.

Key points at a glance

  • Eligibility: you must be at least 18 (or the age of majority where you live).
  • Not advice: Ezana provides research, data, analytics, and educational tools. Nothing on Ezana is a recommendation to buy or sell, and Ezana is not a broker-dealer, investment adviser, or financial planner.
  • Billing: paid plans renew automatically, monthly or annually, until you cancel. A free trial rolls into your selected plan unless you cancel before it ends.
  • Cancellation: cancel anytime from your account settings. Canceling during a trial means no charge; canceling mid-period keeps access to the end of that period, with no prorated refunds except where the law requires them.
  • Data: market and third-party data may be delayed, incomplete, or inaccurate and is provided as is.
  • Paper trading is simulated for educational purposes only.
  • Your content: you keep ownership of what you submit and grant Ezana a license to host and use it to run the service.

Things to know

  • Prohibited uses include scraping or reselling data, reverse engineering, impersonation, and uploading malicious code.
  • Liability is limited to the greater of what you paid in the prior twelve months or USD $100, where the law allows.
  • Disputes: you agree to try to resolve disputes informally with Ezana first.
  • Changes: material changes come with reasonable notice, such as a new Last updated date or an in-product notice.
  • Live trading in an Ezana brokerage account is provided by Alpaca Securities LLC under its own account agreements.

Next in Legal & Disclosures: Privacy Policy and Important Disclosures.

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FAQ

Q: Is anything on Ezana investment advice?

A: No. Ezana provides research and tools, not personalized advice.

Q: Do I get a refund if I cancel mid-month?

A: You keep access until the end of the paid period. Prorated refunds are not provided except where required by law.

Q: Who executes live trades?

A: Alpaca Securities LLC, for Ezana brokerage accounts. Ezana itself is not a broker-dealer.

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