Tracking Your Performance Metrics

Your dashboard displays a set of performance metrics that each answer a specific question about your investing:

• Total Return — time-weighted return since your tracking start date, expressed as a percentage. This is the single headline figure for how you're doing.
• vs S&P 500 — your return minus the S&P 500's return over the same window. Positive means you're outperforming the benchmark.
• Consistency — how stable your returns are month to month. Higher consistency means fewer large drawdowns.
• Diversification — how spread out your holdings are across sectors. A very high number indicates concentration risk.
• Holding Discipline — how long, on average, you hold positions before selling. Rewards a long-term mindset.
• Contribution Streak — how many consecutive months you've added cash to the portfolio.

The Performance vs. Platform chart on the dashboard uses window-local return math: whichever time range you select (1D, 1M, 6M, 1Y), both your line and the platform line are re-indexed to 0% at the start of that window. This keeps comparisons honest.